TPD, Trauma & Income Protection Claim Advocacy
We handle the claim.
You keep more of the payout.
Free
confidential claim check
No upfront fee
No win, no fee
A Real Client Experience
“VIP Life Claims provided exceptional support throughout my insurance claim process. Their professionalism, clear communication and deep understanding of the system made what could have been a stressful experience feel smooth and manageable. They were always available to answer questions and ensured every detail was handled correctly. I truly appreciated their dedication and commitment throughout the process.
I highly recommend VIP Life Claims to anyone needing expert assistance with insurance claims.”
Dr S.
Former VIP Life Claims client
Full name withheld for privacy
Shared with permission. Individual claim outcomes depend on policy terms, evidence and insurer or trustee assessment.
No Upfront Fee Commitment
No Win, No Fee Structure
Obligation-Free Initial Review
Whether you are a direct client or a professional referring a client,
VIP Life Claims helps manage the claims process with care, structure and clarity.
Claim Guidance
Document Support
Insurer Communication
Personal Support
20+ Years’ Experience
Experience supporting Australians with
personal insurance and TPD claim matters.
$0 Upfront
No upfront professional fee. Fees are only payable if your claim is successful.
$13M+ in Claim Outcomes Assisted
VIP Life Claims has assisted clients with more
than $13+ million in approved claim outcomes.
Understand the Claims Process
Watch our short overview to learn how VIP Life Claims supports clients through the personal insurance claim process.
FREQUENTLY ASKED QUESTIONS
How long do TPD Claims take?
Most TPD claims take around 3–18 months from lodgement to outcome, depending on the insurer, medical evidence and policy terms.
Our job is to handle the process for you, from cover review and claim preparation to evidence gathering, insurer follow-up and progression of the claim through to outcome.
You stay informed.
We do the work.
Are there any time limits for
TPD Claims.
Often, yes. Some policies have notice or lodgement timeframes, and some claims require a waiting period before they can be assessed.
VIP Life Claims checks the policy, manages the timing, prepares the claim and deals with the insurer or super fund for you.
No guesswork.
No missed steps.
Do you charge a set Fee?
No. We work on a
No Win, No Fee basis.
You do not pay anything upfront. If your claim is successful, our fee is a small pre-agreed percentage of the claim benefit usually 10-15% and is confirmed with you in writing before we begin.
No upfront fee.
No hidden costs.
No fee unless your claim succeeds.
VIP Life Claims Pty Ltd (ABN 88 651 330 497) is a Corporate Authorised Representative of Lifestyle Asset Management Pty Ltd (ABN 58 113 067 968) AFSL 288421.
VIP Life Claims provides claims advocacy and administrative support services only and does not provide personal financial product advice.
Any information provided is general in nature and does not take into account your objectives,
financial situation or needs.
You should consider obtaining personal advice from a licensed financial adviser before making any decision in relation to financial products or insurance policies.
Fees for our services are charged on a no win, no fee basis, calculated as a percentage of the claim benefit and disclosed to you in writing prior to engagement.
